Buy from the app, WhatsApp, or Telegram — with AI that finds you the best deal, reminds you before you run out, and gets you buying in seconds by voice or chat.
We studied how Nigerians actually top up, then built around those habits — not the other way around.
Finds the cheapest way to hit your data target across all networks before you buy. No more guessing which plan is actually worth it.
Say "buy MTN 2GB for 08012345678" and it finds the plan, then hands you to our Telegram or WhatsApp bot to complete it in seconds. Web Speech API — no app download, works right in Chrome.
Your AI tracks usage patterns and reminds you two days before you run out — not after. Never interrupt a business call again.
Airtime and data delivered in under 5 seconds on average. If it fails, you're auto-refunded to your wallet — instantly.
Earn 1.5% cashback on every data purchase, credited instantly as store credit toward your next data or airtime buy.
Transaction PIN, Firebase Auth, atomic Firestore writes, AI fraud detection, and Paystack webhook verification — 10 layers deep.
All major Nigerian networks, every bill type. If you pay for it regularly, you can do it here.
MTN, Airtel, Glo, 9mobile. Priced at 98.5% — cheaper than buying at the counter.
All plans, all networks. 100MB to 100GB. AI picks the best plan for your usage.
EKEDC, IKEDC, AEDC, PHEDC and all DISCOs. Prepaid tokens in seconds.
DSTV, GOtv, Startimes renewals and upgrades. Smartcard verified before processing.
WAEC, NECO, JAMB scratch cards. Bulk pins for schools available. Instant delivery.
Send balance to any Zap user instantly. ₦50 minimum, zero transfer fee.
Upload a spreadsheet and send airtime or data to hundreds of numbers at once.
Ask it anything — "cheapest 5GB plan?" or "why did my last purchase fail?" — and it gives you a real answer, then points you to the fastest way to act on it. Voice, text, or tap.
Talk to it in plain English or Pidgin. "Buy Airtel 1GB for my wife's number" just works.
Monthly breakdown of where your money went and how to spend less next month.
Ask "why did my data fail?" and it looks up the real status and reason — never a guess.
Same AI, same speed, same cashback — whether you're in the Zap app, WhatsApp, Telegram, or Messenger. Nothing to download to get started.
Message "I need data" and Zap handles the rest — plan, PIN, delivery, and receipt, all in the chat.
Link your account once, then buy airtime, data, or pay bills with a single message.
Message the Zap Facebook Page to link your account and buy — no app required.
Sign up with email or phone. Verify with OTP. Set a 4-digit transaction PIN. Takes 90 seconds — no documents required.
Add money via card, bank transfer, or your dedicated virtual account number. Minimum ₦100. Credited in under 30 seconds.
Pick a service, enter a number or meter ID, confirm with your PIN. Delivered in under 5 seconds. Receipt to your email.
Every payment runs through Paystack, the processor trusted by thousands of Nigerian businesses. Your card details never touch our servers.
Every purchase needs your 4-digit PIN or fingerprint/Face ID. Your PIN is encrypted and never stored as plain text.
Your data is protected under Nigeria's Data Protection Act. We will never call, text, or WhatsApp you asking for your PIN or OTP — if anyone does, it's a scam.
No. Every payment runs through Paystack, your card details never touch our servers, and every purchase requires your PIN. If a top-up ever fails, you're auto-refunded to your wallet instantly.
No — you can buy directly through WhatsApp, Telegram, or Messenger with nothing to install. The app adds extras like saved beneficiaries, rewards, and agent tools, but it's optional.
You're refunded to your Zap wallet automatically — no waiting, no support ticket required.
Under 5 seconds on average for airtime and data. Electricity tokens and cable renewals are typically similar, though DISCO response times can occasionally vary.
Yes — ZapVTU is the full name, Zap is what we call it for short. Same platform, same account, same app.
No subscription, no hidden fees — cashback and every feature below come standard.
A paid plan with extra perks is in the works — nothing to sign up for yet.
Register as a Zap agent, grow your customer base, and earn commission on every transaction they make — forever. No cap, no expiry.
Sign up, then apply to become an agent from your profile.
Questions, support, or business enquiries — reach the Zap team through any of these channels.